Vellum Advisory Menu
Starter:
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We fund commercial purchases, refinances, and developments across banks, non-banks, and private capital.
Mains:
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We fund and refinance office, retail, industrial, and specialised assets, structured to the tenant and lease as much as the borrower.
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We refinance completed, unsold units when construction debt falls due, releasing trapped equity without discounting stock.
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We fund leasehold going concerns, childcare, hospitality, retail, where there's no freehold to secure against, structured to the strength of the business and the lease.
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We refinance commercial debt onto sharper terms and free up idle equity, moving ill-fitting facilities to a lender that prices your asset properly, with any cash-out built around a clear purpose.
Dessert:
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Bank commercial funding is the cheapest money on the strictest terms, the destination for clean, established borrowers and where we steer everyone else.
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Non-bank commercial lending funds the complex-income, higher-leverage deals the majors won't, dearer than bank but far more certain to execute.
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Private lending is fast, structured, exit-driven capital, bridging and complex security, for when nothing regulated performs.